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You have always dreamed of having a car and now that you're a teenager, that dream has come true. But you cannot step on the gas just yet. You have to remember that you will be held responsible for whatever loss or damage you and your vehicle will incur when you drive. Without insurance, you would be held personally and financially liable for any and all accidents and related damage. Not a pretty picture. However, the law requires you to own an insurance policy.
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